Built for consultants and small businesses

The money side
of every engagement.

Your whole set of books, in one loop. No spreadsheet, and nothing typed twice.

Free plan. No credit card. Cancel anytime.

How it works

One loop, five steps, one set of numbers.

  1. Plan

    Budget and forecast the income and expenses you expect this year, and run the scenarios.

  2. Log

    Book the actuals as they happen: snap the receipt, or just say the entry out loud.

  3. Report

    Income statement, balance sheet and sales tax, on your own chart of accounts.

  4. Invoice and file

    Print an invoice for every transaction, then submit the return with the pack behind it.

  5. Monitor

    One dashboard of income, expenses, vendors and margin, across every company you run.

Plan, budget and forecast

Start with the year you expect.

Set the drivers once - billable days, day rate, retainers, recurring costs - and the year builds itself. Change one assumption and compare both versions side by side.

Actuals land against the plan automatically. Forecast months are the sky colour used across the suite.

2026 revenue
USD, thousands
Jan
 
 
Apr
 
 
Jul
 
 
Oct
 
 
Actual, Q1
USD 36.5k
Forecast, full year
USD 148k
Log the actuals

Say it, or snap it. Either way it is booked.

Talk to it, type a line, or photograph the receipt. Capture costs nothing, so it actually happens.

At the till
Camera, or type it
Taxi to the Kenya Ministry of Finance, 2,500 shillings, last Tuesday
Travel·KES 2,500·Ministry of Finance·Receipt attached
Category, currency and engagement are filled in from what you already told it. Everything stays editable.
Hotel SerenaReceipt attached
Accommodation · Ministry of Finance · 12 Mar
-KES 34,000
Booked at USD 0.0077 · USD 261.80 in reports
The image and the entry are one record. Deleting one is not a way to lose the other.
Snap the receipt

Evidence, attached at the moment it exists.

Four seconds at the till beats a weekend with a shoebox. The entry and its evidence stay attached, which is the part that matters when somebody asks in April.

Receipts travel with the entry into the tax pack export.

Your chart of accounts

One ledger, on accounts you named.

One row per event, whichever way the money moved, on a chart of accounts you named yourself. Sales tax sits on the line and every entry keeps the rate it was booked at.

Every report on this page reads this table, and only this table.

March
Reporting currency USD
PartyCategoryTaxAmount
United NationsConsulting fees7,000.00
Greenwave FoundationConsulting fees3,000.00
Helios AdvisoryConsulting fees6,562.00
Kenya AirwaysTravel0%-412.00
Hotel SerenaAccommodation0%-261.80
AnthropicRecurringSoftware and subscriptions22%-71.00
Net for MarchUSD 15,817.20
Money inMoney outForecast
Spend by category, year to date
Travel: USD 8.4k (37%)Software and subscriptions: USD 4.2k (18%)Accounting: USD 3.6k (16%)Meals: USD 2.9k (13%)Rental: USD 1.9k (8%)School: USD 1.7k (8%)USD22.7k
  • Travel8.4k
  • Software and subscriptions4.2k
  • Accounting3.6k
  • Meals2.9k
  • Rental1.9k
  • School1.7k
USD 22,730 of costs. 8,420 direct, 14,310 operating.
Revenue by client, year to date
United Nations: USD 42k (44%)Greenwave Foundation: USD 26k (27%)Helios Advisory: USD 16k (17%)Ministry of Finance: USD 12k (13%)USD96k
  • United Nations42k
  • Greenwave Foundation26k
  • Helios Advisory16k
  • Ministry of Finance12k
USD 96,000, the revenue line of the statement below.
Income statement, year to date
Revenue and consulting fees96,000
Direct costs-8,420
Operating expenses-14,310
Net profit73,270
Balance sheet
Cash at bank52,180
Receivables26,410
Equipment3,350
Assets81,940
Payables4,120
Tax payable9,860
Equity67,960
Liabilities and equity81,940
Difference0.00
Budget v actualQuarterly returnsRevenue by rateTax pack
The reports that come out

Reports that agree with each other.

Income statement, balance sheet, sales tax, budget versus actual. Dynamic, not a monthly export: fix one entry and every report moves with it.

Statements, forecast and the tax pack are Pro. Logging, invoicing and export are Plus.

Invoice and file

Print the invoice. Then submit the return.

Any ledger line prints as an invoice or a pro-forma, with your logo, signature, registry code, both tax IDs, terms and IBAN - the fields a UN payables desk rejects you for missing. Then the quarterly return is a report, not an evening.

Numbering continues from your own sequence. A day logged in Ora Time arrives here as an invoice line.

PrismiQ hummingbird logo as printed on the invoice
Invoice
AN-2026-014
Helios Advisory
Due
30 days net
Advisory, 5 days at USD 1,2506,250.00
Travel, recharged at cost312.00
TotalUSD 6,562.00
Your tax ID
EE102745331
Their tax ID
P051440753M
IBAN
EE38 2200 2210 2014 5685
Signature
Signature specimen placed on the invoice
Monitor

Then just watch it.

Income, expenses, vendors and margin on one screen, moving as the entries land. Am I ahead of the year I budgeted, and where is the money going.

Total income
USD 96.0k
Plan 92.0k · +4.3%
Reimbursable
USD 312
billable to clients
Total expenses
USD 22.7k
Plan 24.0k · −5.3%
Net
USD 73.3k
surplus · Plan 68.0k
Entries
194
logged this year
Vendors
36
distinct
Avg expense
USD 125
per expense entry
Avg income
USD 8,000
per income entry
Net sales tax
USD 920
refundable to you
Net margin
76.3%
net as % of income
Top category
37%
Travel
Top vendor
USD 4,180
Kenya Airways
Top vendors, year to date
  • Kenya Airways4,180
  • Tan & Partners3,600
  • Hotel Serena2,610
  • Anthropic1,440
  • Zain Jordan1,180
31 others, USD 9,720. Total costs USD 22,730.
Margin by client
ClientFeesCostsMargin
United Nations42,0009,18078%
Greenwave Foundation26,0004,62082%
Helios Advisory16,0005,41066%
Ministry of Finance12,0003,52071%
Fees USD 96,000 less costs USD 22,730. Margin 76.3%.

Every company you run. Every currency. Your language.

Keep a company, a second company and yourself as separate sets of books, and switch between them without signing out. Pay in the currency you paid, invoice in the currency they pay, and one reporting currency runs through every statement. The interface is in 26 languages.

Consulting companySecond companyPersonalseparate books, one login
EUR 240GBP 118JOD 85KES 14,600CHF 96USD 823
Rates are held on the entry, so a report run next year shows what the month actually cost, not what it would cost today.
Yours to keep

If you ever leave, your books leave with you.

Exportable in full, on any day, without asking.

Tax pack export

The year, its entries and its evidence, in the shape an accountant asked for.

Full data export

Every record you have entered, in an open format, not a proprietary one.

Backup and restore

Take a snapshot, keep it where you like, put it back if you need to.

Pricing

Start free on Ora Time, add Expenses when the books need to exist, and move to Pro when you want the statements.

Save up to 17% when you pay annually

Free

Ora Time only

Free
  • +Ora Consultant Expenses is not included on Free
  • +Free opens Ora Consultant Time only
  • +75 AI captures per month, up to 3 clients
  • +Upgrade to Plus to open Ora Consultant Expenses

Plus

The full books. Log, invoice, export.

30-day Pro trial included
$9.99/mo
Save 17% with annual
  • +Everything in Free, plus Ora Consultant Expenses
  • +Income and expense entries in one ledger
  • +Snap a receipt with your phone camera
  • +Vendors and clients with tax IDs and registry codes
  • +Sales tax per line, with a default rate
  • +Invoices and pro-forma invoices with logo and signature
  • +Multi-currency entries with a single reporting currency
  • +Recurring entries, pausable at any time
  • +Calendar view, categories and groups

Pro

Statements, forecast and the tax pack.

$15.99/mo
Save 17% with annual
  • +Everything in Plus
  • +Income statement and balance sheet
  • +Budget v actual, by category and by group
  • +Quarterly returns and the tax pack export
  • +Forecast: driver model against actuals
  • +Revenue by rate
  • +Bundle, archive, backup and full data export

Annual plans are billed once a year up-front. Cancel any time from the Stripe Customer Portal. Monthly plans renew every month and can also be cancelled at any time.

Or take the whole suite

All twelve apps, one subscription.

Every app on one account, including every app that ships after you subscribe. Four apps bought separately at Pro already cost more than Suite Pro.

$29.99/mo

Suite Plus. Suite Pro is $49.99/mo.

See suite pricing

Less bookkeeping. More consulting.

Start for free